*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}

:root {
  --gold: #D4A017;
  --gold-light: #E8C547;
  --gold-dark: #B8860B;
  --gold-bg: rgba(212,160,23,0.06);
  --gold-border: rgba(212,160,23,0.25);
  --gold-glow: rgba(212,160,23,0.12);
  --black: #0A1628;
  --header-bg: #0A1628;
  --header-text: #FFFFFF;
  --white: #FFFFFF;
  --off-white: #FAFAF8;
  --gray-50: #F8F7F5;
  --gray-100: #F0EDE8;
  --gray-200: #E0DCD5;
  --gray-300: #C5C1BA;
  --gray-400: #8A8680;
  --gray-500: #6B6862;
  --gray-600: #4A4845;
  --gray-700: #333130;
  --green: #0D9668;
  --green-bg: rgba(13,150,104,0.08);
  --green-border: rgba(13,150,104,0.15);
  --red: #DC2626;
  --red-bg: rgba(220,38,38,0.06);
  --font-display: 'Cormorant Garamond', serif;
  --font-body: 'DM Sans', -apple-system, sans-serif;
  --radius: 12px;
  --radius-sm: 10px;
  --radius-lg: 16px;
  --shadow-sm: 0 1px 3px rgba(10,22,40,0.04), 0 1px 2px rgba(10,22,40,0.06);
  --shadow-lg: 0 12px 40px rgba(10,22,40,0.08), 0 4px 12px rgba(10,22,40,0.04);
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background: var(--off-white);
  color: var(--gray-700);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px 16px;
}

/* ════════════════════════════════════════
   MAIN CONTAINER
   ════════════════════════════════════════ */
.calc-wrapper {
  width: 100%;
  max-width: 600px;
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(0,0,0,0.04), 0 4px 24px rgba(0,0,0,0.06);
}

/* ════════════════════════════════════════
   HEADER
   ════════════════════════════════════════ */
.calc-header {
  padding: 32px 28px 24px;
  text-align: center;
  background: var(--header-bg);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

.calc-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 5px 14px;
  border: 1px solid var(--gold-border);
  border-radius: 100px;
  background: var(--gold-bg);
  color: var(--gold);
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.5px;
  margin-bottom: 14px;
}

.calc-badge svg {
  width: 12px;
  height: 12px;
  fill: var(--gold);
}

.calc-header h1 {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
  color: var(--header-text);
  line-height: 1.3;
  margin-bottom: 6px;
}

.calc-header p {
  font-size: 14px;
  color: var(--header-text);
  opacity: 0.7;
  font-weight: 400;
}

/* ════════════════════════════════════════
   PROGRESS BAR
   ════════════════════════════════════════ */
.progress-section {
  border-top: 1px solid var(--gray-200);
  padding: 24px 32px 0;
  padding-bottom: 20px;
}

.progress-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  margin-bottom: 8px;
  position: relative;
}

.step-dot-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  z-index: 2;
}

.step-dot {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 600;
  transition: all 0.3s ease;
  border: 2px solid var(--gray-200);
  background: var(--white);
  color: var(--gray-400);
  flex-shrink: 0;
  position: relative;
}

.step-dot.active {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--white);
  box-shadow: 0 2px 8px var(--gold-glow);
}

.step-dot.completed {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--white);
}

.step-dot.completed .dot-num { display: none; }
.step-dot .dot-check { display: none; }
.step-dot.completed .dot-check { display: flex; }

.step-line {
  width: 40px;
  height: 2px;
  background: var(--gray-200);
  margin: 0 6px;
  margin-bottom: 20px;
  transition: background 0.3s ease;
  flex-shrink: 0;
  z-index: 1;
}

.step-line.active {
  background: var(--gold);
}

.step-label {
  font-size: 11px;
  font-weight: 500;
  color: var(--gray-400);
  margin-top: 6px;
  transition: color 0.3s ease;
}

.step-label.active {
  color: var(--gold);
  font-weight: 600;
}

.step-label.completed {
  color: var(--gold);
}

/* Fill bar under step indicators */
.progress-bar-track {
  width: 100%;
  height: 3px;
  background: var(--gray-100);
  border-radius: 3px;
  margin-top: 4px;
  overflow: hidden;
}

.progress-bar-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 3px;
  transition: width 0.4s ease;
}

/* ════════════════════════════════════════
   FORM BODY
   ════════════════════════════════════════ */
.form-body {
  padding: 24px 32px 28px;
  min-height: 280px;
}

.form-step {
  display: none;
  animation: fadeUp 0.4s ease;
}

.form-step.active {
  display: block;
}

@keyframes fadeUp {
  from { opacity: 0; transform: translateY(14px); }
  to { opacity: 1; transform: translateY(0); }
}

.step-question {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 600;
  color: var(--black);
  margin-bottom: 20px;
  line-height: 1.4;
  text-align: center;
}

.step-sub {
  font-size: 13px;
  color: var(--gray-400);
  margin-top: -12px;
  margin-bottom: 20px;
}

/* ════════════════════════════════════════
   KANTON GRID
   ════════════════════════════════════════ */
.kanton-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(64px, 1fr));
  gap: 6px;
  margin-bottom: 20px;
}

.kanton-btn {
  padding: 10px 4px;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--gray-200);
  background: var(--white);
  cursor: pointer;
  transition: all 0.2s ease;
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 500;
  color: var(--gray-500);
  text-align: center;
  line-height: 1.2;
}

.kanton-btn:hover {
  border-color: var(--gold-border);
  background: var(--gold-bg);
  color: var(--gold-dark);
}

.kanton-btn.selected {
  border-color: var(--gold);
  background: var(--gold-bg);
  color: var(--gold-dark);
  font-weight: 600;
  box-shadow: 0 0 0 3px rgba(212,160,23,0.1);
}

/* ════════════════════════════════════════
   IMMOBILIENTYP CARDS
   ════════════════════════════════════════ */
.type-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.type-card {
  background: var(--white);
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm);
  padding: 16px 12px;
  cursor: pointer;
  transition: all 0.2s ease;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  text-align: center;
}

.type-card:hover {
  border-color: var(--gold-border);
  background: var(--gold-bg);
}

.type-card.selected {
  border-color: var(--gold);
  background: var(--gold-bg);
  box-shadow: 0 0 0 3px var(--gold-glow);
}

.type-icon {
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gray-400);
}

.type-icon svg {
  width: 28px;
  height: 28px;
}

.type-card.selected .type-icon {
  color: var(--gold);
}

.type-label {
  font-size: 12px;
  font-weight: 500;
  color: var(--gray-600);
}

.type-card.selected .type-label {
  color: var(--gold-dark);
  font-weight: 600;
}

/* ════════════════════════════════════════
   FORM INPUTS
   ════════════════════════════════════════ */
.form-group {
  margin-bottom: 16px;
}

.form-label {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 500;
  color: var(--gray-600);
  margin-bottom: 6px;
}

.form-label .info-btn {
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--gray-100);
  border: none;
  cursor: pointer;
  font-size: 10px;
  font-weight: 700;
  color: var(--gray-400);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: all 0.2s;
  position: relative;
}

.form-label .info-btn:hover {
  background: var(--gold-bg);
  color: var(--gold);
}

.tooltip {
  display: none;
  position: absolute;
  bottom: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%);
  width: 260px;
  background: var(--black);
  color: rgba(255,255,255,0.85);
  font-size: 11px;
  font-weight: 400;
  line-height: 1.5;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  z-index: 10;
  box-shadow: 0 8px 24px rgba(0,0,0,0.2);
  pointer-events: none;
}

.tooltip::after {
  content: '';
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  border: 5px solid transparent;
  border-top-color: var(--black);
}

.info-btn:hover .tooltip {
  display: block;
}

.input-wrap {
  position: relative;
}

.input-prefix {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 13px;
  font-weight: 500;
  color: var(--gray-400);
  pointer-events: none;
}

.form-input {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--gray-700);
  background: var(--white);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  outline: none;
}

.form-input:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px var(--gold-glow);
}

.form-input::placeholder {
  color: var(--gray-300);
}

.form-input.error {
  border-color: var(--red);
  box-shadow: 0 0 0 3px var(--red-bg);
}

.form-input.has-prefix {
  padding-left: 44px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.slider-wrap {
  position: relative;
}

.slider-value {
  text-align: center;
  font-size: 28px;
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--black);
  margin-bottom: 8px;
}

.form-slider {
  width: 100%;
  -webkit-appearance: none;
  height: 6px;
  border-radius: 3px;
  background: var(--gray-100);
  outline: none;
  transition: all 0.2s;
}

.form-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  border: 3px solid var(--white);
  box-shadow: 0 2px 8px rgba(0,0,0,0.15);
  transition: transform 0.2s;
}

.form-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.slider-labels {
  display: flex;
  justify-content: space-between;
  font-size: 10px;
  color: var(--gray-400);
  margin-top: 4px;
}

.optional-tag {
  font-size: 10px;
  color: var(--gray-300);
  font-weight: 400;
  font-style: italic;
}

/* ════════════════════════════════════════
   NAVIGATION
   ════════════════════════════════════════ */
.form-nav {
  display: flex;
  gap: 10px;
  margin-top: 24px;
}

.btn {
  padding: 12px 24px;
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s ease;
  border: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.btn:disabled {
  opacity: 0.45;
  cursor: not-allowed;
}

.btn-back {
  background: transparent;
  color: var(--gray-500);
  border: 1.5px solid var(--gray-200);
  flex: 0 0 auto;
  padding: 12px 16px;
}

.btn-back:hover:not(:disabled) {
  background: var(--gray-50);
  border-color: var(--gray-400);
}

.btn-next {
  background: var(--gold);
  color: var(--white);
  margin-left: auto;
}

.btn-next:hover:not(:disabled) {
  background: var(--gold-light);
  box-shadow: 0 4px 12px var(--gold-glow);
}

.btn-calculate {
  background: var(--black);
  color: var(--white);
  margin-left: auto;
}

.btn-calculate:hover:not(:disabled) {
  background: var(--black);
  box-shadow: 0 4px 12px rgba(0,0,0,0.15);
}

/* ════════════════════════════════════════
   RESULT SECTION
   ════════════════════════════════════════ */
.result-section {
  animation: fadeUp 0.5s ease;
}

.result-hero {
  text-align: center;
  padding-bottom: 20px;
  margin-bottom: 20px;
  border-bottom: 1px solid var(--gray-100);
}

.result-hero .label {
  font-size: 12px;
  font-weight: 500;
  color: var(--gray-400);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 6px;
}

.result-hero .amount {
  font-family: var(--font-display);
  font-size: 38px;
  font-weight: 700;
  color: var(--red);
  line-height: 1.2;
}

.result-hero .rate {
  font-size: 13px;
  color: var(--gray-400);
  margin-top: 4px;
}

.result-breakdown {
  display: grid;
  gap: 10px;
  margin-bottom: 20px;
}

.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  font-size: 13px;
}

.result-row.neutral {
  background: var(--gray-50);
}

.result-row.positive {
  background: var(--green-bg);
  border: 1px solid var(--green-border);
}

.result-row.negative {
  background: var(--red-bg);
  border: 1px solid rgba(192,57,43,0.15);
}

.result-row .row-label {
  color: var(--gray-500);
  font-weight: 400;
}

.result-row .row-value {
  font-weight: 600;
  color: var(--gray-700);
}

.result-row.positive .row-value { color: var(--green); }
.result-row.negative .row-value { color: var(--red); }

/* ════════════════════════════════════════
   SAVINGS HOOK (conversion driver)
   ════════════════════════════════════════ */
.savings-box {
  background: linear-gradient(135deg, rgba(212,160,23,0.06), rgba(212,160,23,0.02));
  border: 1px solid var(--gold-border);
  border-radius: var(--radius);
  padding: 20px;
  margin-bottom: 24px;
  text-align: center;
}

.savings-box .savings-icon {
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.savings-box h3 {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 600;
  color: var(--black);
  margin-bottom: 6px;
}

.savings-box .savings-amount {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 700;
  color: var(--gold-dark);
  margin-bottom: 8px;
}

.savings-box p {
  font-size: 12px;
  color: var(--gray-400);
  line-height: 1.5;
}

/* ════════════════════════════════════════
   CTA SECTION (Step 4)
   ════════════════════════════════════════ */
.cta-question {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 600;
  color: var(--black);
  text-align: center;
  margin-bottom: 20px;
  line-height: 1.4;
}

.cta-cards {
  display: grid;
  gap: 10px;
  margin-bottom: 20px;
}

.cta-card {
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 16px;
  cursor: pointer;
  transition: all 0.25s ease;
  position: relative;
  background: var(--white);
}

.cta-card:not(.selected):hover {
  border-color: var(--gray-300);
  background: var(--gray-50);
  transform: translateY(-1px);
  box-shadow: var(--shadow-sm);
}

.cta-card.featured:not(.selected) {
  border-color: var(--gold-border);
  background: var(--gold-bg);
  box-shadow: 0 0 0 3px rgba(212,160,23,0.08);
}

/* When another card is selected, featured card resets to plain */
.cta-cards:has(.selected) .cta-card.featured:not(.selected) {
  border-color: var(--gray-200);
  background: var(--white);
  box-shadow: none;
}

.cta-card.featured:not(.selected):hover {
  border-color: var(--gold);
  transform: translateY(-1px);
}

.cta-card.selected {
  border-color: var(--gold) !important;
  background: var(--gold-bg) !important;
  box-shadow: 0 0 0 3px rgba(212,160,23,0.15) !important;
  transform: none !important;
}

.cta-card-badge {
  position: absolute;
  top: -9px;
  right: 16px;
  background: var(--gold);
  color: var(--white);
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  padding: 3px 10px;
  border-radius: 4px;
}

.cta-card-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 6px;
}

.cta-card-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.cta-card-icon svg {
  width: 20px;
  height: 20px;
}

.cta-card.featured .cta-card-icon,
.cta-card.selected .cta-card-icon {
  background: var(--gold-glow);
  color: var(--gold);
}

.cta-card:not(.featured):not(.selected) .cta-card-icon {
  background: var(--gray-50);
  color: var(--gray-400);
}

.cta-card-title {
  font-size: 14px;
  font-weight: 600;
  color: var(--black);
}

.cta-card-accuracy {
  font-size: 11px;
  color: var(--gold-dark);
  font-weight: 600;
}

.cta-card-desc {
  font-size: 12px;
  color: var(--gray-400);
  line-height: 1.5;
  margin-left: 48px;
}

/* ════════════════════════════════════════
   ZEIT (time preference) GRID
   ════════════════════════════════════════ */
.zeit-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}

.zeit-btn {
  padding: 12px 10px;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--gray-200);
  background: var(--white);
  cursor: pointer;
  transition: all 0.2s ease;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 3px;
}

.zeit-btn:hover {
  border-color: var(--gold-border);
  background: var(--gold-bg);
}

.zeit-btn.selected {
  border-color: var(--gold);
  background: var(--gold-bg);
  box-shadow: 0 0 0 3px rgba(212,160,23,0.1);
}

.zeit-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gray-400);
}

.zeit-btn.selected .zeit-icon {
  color: var(--gold);
}

.zeit-text {
  font-size: 12px;
  font-weight: 600;
  color: var(--gray-600);
}

.zeit-btn.selected .zeit-text {
  color: var(--gold-dark);
}

.zeit-sub {
  font-size: 10px;
  color: var(--gray-300);
  font-weight: 400;
}

/* ════════════════════════════════════════
   CONTACT FORM (within step 4)
   ════════════════════════════════════════ */
.contact-form {
  animation: fadeUp 0.35s ease;
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid var(--gray-100);
}

.contact-form .form-row {
  margin-bottom: 12px;
}

.contact-form .form-group {
  margin-bottom: 12px;
}

.checkbox-wrap {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-top: 16px;
  margin-bottom: 4px;
}

.checkbox-wrap input[type="checkbox"] {
  width: 18px;
  height: 18px;
  min-width: 18px;
  margin-top: 2px;
  accent-color: var(--gold);
  cursor: pointer;
}

.checkbox-wrap label {
  font-size: 12.5px;
  color: var(--gray-500);
  line-height: 1.5;
  cursor: pointer;
}

.checkbox-wrap label a {
  color: var(--gold);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.checkbox-wrap label a:hover {
  color: var(--gold-light);
}

.btn-submit {
  width: 100%;
  padding: 14px;
  background: var(--black);
  color: var(--white);
  border: none;
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s ease;
  margin-top: 16px;
}

.btn-submit:hover:not(:disabled) {
  background: var(--black);
  box-shadow: 0 4px 12px rgba(0,0,0,0.15);
}

.btn-submit:disabled {
  opacity: 0.45;
  cursor: not-allowed;
}

/* ════════════════════════════════════════
   SUCCESS STATE
   ════════════════════════════════════════ */
.success-section {
  text-align: center;
  padding: 40px 20px;
  animation: fadeUp 0.4s ease;
}

.success-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--green-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green);
  margin: 0 auto 16px;
}

.success-section h3 {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
  color: var(--black);
  margin-bottom: 10px;
}

.success-section p {
  font-size: 14px;
  color: var(--gray-500);
  line-height: 1.6;
  max-width: 360px;
  margin: 0 auto;
}

.success-checks {
  display: flex;
  justify-content: center;
  gap: 16px;
  margin-top: 20px;
  font-size: 12px;
  color: var(--gold);
  font-weight: 500;
}

.success-checks span {
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.success-checks svg {
  color: var(--gold);
}

/* ════════════════════════════════════════
   TRUST BAR
   ════════════════════════════════════════ */
.calc-trust-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 14px 20px;
  background: var(--gray-50);
  border-top: 1px solid var(--gray-200);
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 12px;
  color: var(--gray-400);
  font-weight: 500;
}

.trust-item svg {
  width: 14px;
  height: 14px;
  color: var(--gold);
}

/* ════════════════════════════════════════
   FOOTER
   ════════════════════════════════════════ */
.calc-footer {
  padding: 12px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.calc-footer .disclaimer {
  font-size: 10px;
  color: var(--gray-300);
  line-height: 1.4;
}

.calc-footer .disclaimer a {
  color: inherit;
  text-decoration: none;
}

.calc-footer .brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  flex-shrink: 0;
  opacity: 0.4;
  transition: opacity 0.2s ease;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  letter-spacing: 1.5px;
  color: var(--gray-400);
}

.calc-footer .brand:hover {
  opacity: 0.7;
}

/* ════════════════════════════════════════
   EMAIL GATE
   ════════════════════════════════════════ */
.gate-intro {
  text-align: center;
  margin-bottom: 20px;
}

.gate-intro .gate-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--gold-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  margin: 0 auto 12px;
}

.gate-intro h3 {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 600;
  color: var(--black);
  margin-bottom: 6px;
}

.gate-intro p {
  font-size: 13px;
  color: var(--gray-400);
  line-height: 1.5;
}

.gate-benefits {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 20px;
}

.gate-benefit {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  color: var(--gray-600);
}

.gate-benefit svg {
  color: var(--gold);
  flex-shrink: 0;
}

.gate-error {
  font-size: 12px;
  color: var(--red);
  margin-top: 4px;
  display: none;
}

/* ════════════════════════════════════════
   MOBILE KANTON DROPDOWN
   ════════════════════════════════════════ */
.kanton-select-wrap {
  display: none;
  margin-bottom: 20px;
}

.kanton-select {
  width: 100%;
  padding: 14px 16px;
  padding-right: 40px;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--gray-200);
  background-color: var(--white);
  font-family: var(--font-body);
  font-size: 16px; /* 16px prevents iOS zoom on focus */
  font-weight: 500;
  color: var(--gray-600);
  cursor: pointer;
  transition: border-color 0.2s ease;
  position: relative;
  z-index: 1;
}

.kanton-select:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px var(--gold-glow);
}

.kanton-select.has-value {
  color: var(--gold-dark);
  border-color: var(--gold);
  font-weight: 600;
  background-color: var(--gold-bg);
}

/* ════════════════════════════════════════
   RESPONSIVE
   ════════════════════════════════════════ */
@media (max-width: 480px) {
  body {
    padding: 12px 8px;
  }

  .form-body { padding: 20px 18px 24px; }
  .calc-header { padding: 24px 18px 20px; }
  .progress-section { padding: 16px 18px 14px; }
  .calc-trust-bar { gap: 10px; padding: 12px 16px; }
  .calc-trust-bar .trust-item { font-size: 11px; }
  .calc-footer { padding: 8px 16px; }
  .calc-footer .brand { font-size: 11px; }
  .form-row { grid-template-columns: 1fr; }
  .result-hero .amount { font-size: 32px; }
  .cta-card-desc { margin-left: 0; margin-top: 6px; }
  .step-line { width: 24px; }

  .calc-header h1 { font-size: 19px; }

  /* Hide grid, show dropdown */
  .kanton-grid { display: none; }
  .kanton-select-wrap { display: block; }

  /* Button full-width on mobile */
  .form-nav {
    flex-direction: column-reverse;
  }

  .btn-next,
  .btn-calculate {
    margin-left: 0;
    width: 100%;
    justify-content: center;
  }

  .btn-back {
    width: 100%;
    justify-content: center;
  }

  /* Sticky CTA button */
  #step-1 .form-nav,
  #step-2 .form-nav {
    position: sticky;
    bottom: 0;
    margin: 0 -18px;
    padding: 16px 18px;
    border-top: 1px solid var(--gray-100);
    background: var(--white);
    box-shadow: 0 -4px 16px rgba(0,0,0,0.06);
    z-index: 10;
    flex-direction: column-reverse;
  }
}